Home Equity Loan

	80% LTV	90% LTV
Term	APR* as low as	APR* as low as
7 Yr	5.75% OAC	5.95% OAC
10 Yr	6.15% OAC	6.35% OAC
15 Yr	6.25% OAC	6.45% OAC

The best part about owning a home is the equity you have in it.

When you're ready to consolidate your debts, make home improvements, or pay off education or medical bills, a Home Equity Loan can be an excellent financing choice.

Which home equity option is right for you?

First, decide whether you want a line of credit or a loan
Choose a Home Equity Line of Credit (HELOC) if you want easy access to your home's equity but don't need it all at once
Choose a home equity fixed loan if you want to receive the entire loan amount at once

Contact one of our representatives in the Loan Department. We'll walk you through the entire process and help you secure the best program and interest rate available to you.

*Annual Percentage Rate is based on credit worthiness. Terms will be determined by amount borrowed. Late fee is $15. Some restrictions apply. Rates, terms, and conditions are subject to change without notice. Contact the credit union for APR, terms, and conditions on HE loans. Not available for refinance of an existing Lassen County Federal Credit Union HE loan. Rates are effective as of 1/3/2008.