VISA Loans

APR* as low as
9.90% OAC

Visa Classic*
Lassen County Federal Credit Union Union's Visa Classic card offers convenience and worldwide spending power with a low fixed rate. It's a great addition to your wallet. Use it for travel, shopping, or just gas and groceries.

  • No annual fee
  • Credit line up to $5,000
  • No fee for balance transfers
  • No minimum finance charges
  • 24-hour online account access
  • Free Verified by VISA fraud protection

* Security interest.  For this account, your account will be secured by your shares. Cross Collateralization.  This Security agreement secures not only this loan, but all other loans which you may now have, or may later have, with the credit union, except if this loan is secured by your primary residence or by real property.  Property securing other loans may secure this loan except if the other loans are secured by your primary residence or by other real property.

 

Secured Visa
Our Share-Secured Visa credit card is a great way to build or rebuild your credit history. Your Visa is secured with funds held in your share savings account after you've been approved for credit. Open an account with an amount equal to your Visa credit line and you can enjoy these benefits:

  • Credit line secured by your Lassen County Federal Credit Union savings account (ideal for first-time credit card holders or those trying to re-establish good credit history)
  • No annual fee
  • 24-hour online account access
  • Free Verified by VISA fraud protection

 

Verified bt VISA


* Annual Percentage Rate will be based on your credit worthiness. Late fee is $15. Over limit fee is $20. Some restrictions apply. Rates, terms, and conditions are subject to change without notice. Contact the credit union for terms on VISA Classic and VISA Secured. Secured Visa requires one and one half times the amount of the credit limit to be pledged and maintained on deposit. This pledge encumbers all shares, payment on shares, dividends on shares, and deposits (excluding Individual Retirement Account shares) which you now have or hereafter may have in this Credit Union.